Bank of America sees their hardest test in the crisis time like this. Many companies which provide credit have been collapsed because of the sub prime mortgage effect. The problem is really crucial because they are too welcome to the people who want to borrow money to buy house. The borrowers in fact don’t have enough earning to pay all of their debt, all they have thought that they will get the profit from the real estate price increasing. That’s why many people give lots of trouble to the Bank of America.

May be this test is the most difficult one than the other. It includes lots number of money inside the credit chaos. You will see the billion dollar number loss in the sub prime mortgage case. Fortunately the Bank of America can count on the money flow came from Middle East region, which really full load because of the oil and gas price increased in this early year. Do not get shocked if the savior for Bank of America from the major economic crisis problem is the unfamiliar countries such as Dubai, Qatar, and other emirates from Middle East or Arabian. The world has changed so much in their mapping.